Finances MaxxingFinances Maxxing

Planning

Net worth

Compare assets and debt against a savings goal.

Your numbers

Liquid money — checking, savings, money market, and similar cash balances you can access quickly.
$
Brokerage, retirement accounts, and other invested assets. Use rough market values, not original cost.
$
Home equity or market value of property, vehicles, collectibles, business equity, and other valuables that aren’t cash or investments. Use a rough estimate; include the full value if the matching loan or mortgage is listed under Debt.
$
What you owe — credit cards, student loans, car loans, mortgages, and similar balances. Total of all debts you want included.
$
A net-worth target you are aiming for. The ring shows progress as cash + investments + other assets − debt toward this goal.
$

Net worth

$21,000

$79,000 to $100,000 goal

Frequently asked questions

Read how to track net worth

How is net worth calculated?

Net worth is assets minus debt. This tool adds cash, investments, and other assets, then subtracts debt. It is a simplified snapshot, not a full balance sheet.

What should I count as assets or debt?

Cash: checking, savings, and similar liquid balances. Investments: brokerage and retirement accounts at rough market value. Other assets: home or property value, vehicles, collectibles, business equity, and similar valuables. Debt: credit cards, student loans, car loans, mortgages, and other balances you want included. If you include a home or car under other assets, include the matching mortgage or auto loan under debt.

What goes in Other assets?

Anything valuable that is not cash or paper investments—for example your house, land, vehicles, jewelry, collectibles, or business equity. Use a rough market value. Pair large assets with their loans under Debt so net worth reflects equity, not just the asset side.

What does the goal ring show?

Progress of current net worth toward the goal amount you enter. When net worth meets or exceeds the goal, the ring fills and the label shows that you hit the target.

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